The cash book shows a bank overdraft of Rs. 18,000. Unpresented cheques are Rs. 5,000 and deposits in transit are Rs. 3,000. What overdraft should appear on the bank statement?

Correct answer: B. Rs. 16,000

  • A. Rs. 10,000
  • B. Rs. 16,000
  • C. Rs. 20,000
  • D. Rs. 26,000

Explanation

Starting with a cash book overdraft of Rs. 18,000, unpresented cheques reduce the overdraft by Rs. 5,000, while deposits in transit increase it by Rs. 3,000. The resulting bank statement overdraft is Rs. 16,000.

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About Bank Reconciliation and Control Accounts

Bank reconciliation explains differences between the cash book and bank statement through unpresented cheques, outstanding deposits, bank charges, direct payments, credited amounts and recording errors. Control accounts summarise receivables and payables ledgers, and their balances are reconciled with individual accounts to locate discrepancies.

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