A cheque received from a customer is dishonoured by the bank after it has been recorded as a receipt in the cash book. What entry is required?

Correct answer: B. Debit the customer and credit bank

  • A. Debit bank and credit the customer
  • B. Debit the customer and credit bank
  • C. Debit sales and credit the customer
  • D. Debit bank charges and credit sales

Explanation

Dishonour cancels the earlier receipt and restores the customer's liability. The customer account is debited, while the bank account is credited to reduce the recorded bank balance.

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About Bank Reconciliation and Control Accounts

Bank reconciliation explains differences between the cash book and bank statement through unpresented cheques, outstanding deposits, bank charges, direct payments, credited amounts and recording errors. Control accounts summarise receivables and payables ledgers, and their balances are reconciled with individual accounts to locate discrepancies.

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