Bank charges appear on the bank statement but have not been entered in the cash book. What entry is required in the cash book?

Correct answer: B. Credit the bank column and debit bank charges

  • A. Debit the bank column and credit bank charges
  • B. Credit the bank column and debit bank charges
  • C. Debit the bank column and credit sales
  • D. Credit the bank column and debit purchases

Explanation

Bank charges reduce the business bank balance and are an expense. The cash book therefore credits the bank column and debits the bank charges account.

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About Bank Reconciliation and Control Accounts

Bank reconciliation explains differences between the cash book and bank statement through unpresented cheques, outstanding deposits, bank charges, direct payments, credited amounts and recording errors. Control accounts summarise receivables and payables ledgers, and their balances are reconciled with individual accounts to locate discrepancies.

Practise Bank Reconciliation and Control Accounts

34 free Bank Reconciliation and Control Accounts MCQs from Accounting, each with the correct answer and an explanation. Unlimited attempts, no account needed.

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Accounting is on 3 papers prepared for on TestUstad, and all of them draw the same bank, so this question is worth knowing for every one of them.

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