What is the main purpose of preparing a bank reconciliation statement?

Correct answer: B. To explain differences between the cash book and bank statement

  • A. To compare cash sales with credit sales
  • B. To explain differences between the cash book and bank statement
  • C. To calculate the total profit earned by the business
  • D. To record all transactions in the purchases journal

Explanation

A bank reconciliation statement explains why the bank balance in the cash book differs from the balance shown by the bank statement. Timing differences and entries recorded by only one party commonly cause the difference.

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About Bank Reconciliation and Control Accounts

Bank reconciliation explains differences between the cash book and bank statement through unpresented cheques, outstanding deposits, bank charges, direct payments, credited amounts and recording errors. Control accounts summarise receivables and payables ledgers, and their balances are reconciled with individual accounts to locate discrepancies.

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