The deposit issued by bank are usually negotiable and have specific maturity date and interest rate, hence it is classified as _____________?

Correct answer: C. negotiable certificate

  • A. indirect certificate
  • B. direct certificate
  • C. negotiable certificate
  • D. deposit certificate

Explanation

A bank deposit that is negotiable, carries a stated interest rate, and has a fixed maturity is a negotiable certificate of deposit. The word negotiable distinguishes it from an ordinary deposit certificate.

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