A loan that is repaid on monthly, quarterly and annual basis in equal payments is classified as____________?

Correct answer: A. Amortized loan

  • A. Amortized loan
  • B. Depreciated loan
  • C. Appreciated loan
  • D. Repaid payments

Explanation

An amortized loan is repaid through regular installments that include both interest and a gradual reduction of principal. Depreciation applies to asset cost allocation, not loan repayment.

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