Moderate

If people can borrow and lend to perfectly smooth out their lifetime living standards, then ?

Correct answer: C. permanent income is a good measure of the distribution of living standards.

  • A. transitory income is a good measure of the distribution of living standards
  • B. none of these answers
  • C. permanent income is a good measure of the distribution of living standards.
  • D. life-cycle income is a good measure of the distribution of living standards.
  • E. current annual income is a good measure of the distribution of living standards.

Explanation

With perfect borrowing and lending, people can convert income received at different ages into a smooth lifetime consumption path. Permanent income therefore better represents their long-run living standard than current or transitory income.

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